![]() ![]() PrivacyGuard Total Protection review: Notifications and alerts They also promise to have a single person follow your case from start to finish. Lost work and travel are covered and you can recover up to $7,500 in lost wages and $1,000 for travel. It’s meant to cover lost funds as well as lawyers, consultants, investigators and getting new documents, like a driver’s license and passport. The coverage is underwritten by the omnipresent AIG. The Total Protection plan includes $1 million in insurance in the event of an identity theft. PrivacyGuard Total Protection review: Insurance and services It does look for your Social Security number in all the wrong places though. However, the number of accounts it can track is limited to 10 banks and 10 credit cards. On the downside, it can’t take in your investments, although the company is working on adding that. Total Protection keeps an eye on the dark web for your financial dealings like bank accounts. It’s a tease, however, because it leads to a form for getting the actual report. The bottom has links for disputing anything on the report. PrivacyGuard is a great way to evaluate the bureau’s data and look for errors. It shows things like current balance, credit card accounts and accounts under collection. The Summary section is chock full of useful details, with the three credit bureau data side by side for comparison. It uses the familiar open circle visual metaphor for the scoring but added items relevant to my actual credit history and rating, like derogatory or delinquent accounts and high real estate balances. It’s not as good for predicting credit worthiness as FICO scores but can be an acceptable substitute to pretest your ability to get a loan. The Total Protection plan includes access to VantageScore 3.0 ratings based on data from all three credit bureaus. PrivacyGuard Total Protection review: Credit scores and monitoring After three months I canceled the service. I looked for alerts and saw if there were any new articles to read. Several times a week, I checked in with PrivacyGuard to see my credit scores using a variety of computers. PrivacyGuard Total Protection review: How we testedĭuring the summer 2022, I signed up for and paid for PrivacyGuard’s Total Protection coverage with a credit card. The company is not rated by the Better Business Bureau. There are no family plans available, but the individual plans can be used by up to 10 children for Social Security number abuse. By contrast, others can protect five or 10 systems or McAfee’s unlimited number of computers. Total Protection comes with Norton Internet Security malware scanning and defenses to protect a single Windows computer. It’s a nice balance with PrivacyGuard’s $1 million in identity insurance and credit monitoring. The Total Protection plan costs $25 a month, puts it all together and was the plan I used. Its monthly merged credit report includes aspects from each service as well as credit simulators and financial calculators but lacks some of the details of the individual agency reports. It includes credit monitoring, scores and tracking for all three bureaus as well as VantageScore 3.0 ratings for each. PrivacyGuard’s Credit Protection trades the insurance for credit scores and monitoring at $20 a month. On the other hand, it lacks payday loan protection as well as watching for home title changes and doesn’t have two-factor authentication. The Individual Protection plan watches for address changes and scans the dark web for instances of your personal identifiers online. It monitors your personal information, like driver’s license, credit cards and bank accounts, email addresses, phone numbers as well as the expected Social Security number and date of birth. Forget about getting credit scores or monitoring, but the plan includes $1 million of insurance to cover stolen funds as well as an army of lawyers, consultants and accountants. You can check this on the Financial Services Register by visiting the FCA's website or by contacting the FCA on 08.The Individual Protection subscription costs $10 a month, making it inexpensive but not the cheapest ID plan around. Our Financial Services Register number is 311584. Tenerity Limited is authorised and regulated by the Financial Conduct Authority (FCA). Registered address: Charter Court, 50 Windsor Road, Slough, Berkshire, SL1 2EJ. PrivacyGuard® is a trading name and registered trademark of Tenerity Limited. Please do not send emails containing any personal and/or financial data). Email address (Emails to this address will not be encrypted. For more information, please see our privacy policy). ![]() Please be advised calls are recorded for training and quality assurance purposes. Telephone number 08 (Calls to 0800 numbers are free from landlines and mobile phones. ![]()
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